Skip to main content

Monte Phillips

LLC Lawyer Master of Laws in Trial Practice
Home  About Us  Our Coverage Area  Contact Us  Social Security Benefits  TSGLI Information  File For VA Disability  Site Map   
    
 "We Help Disabled People!" 

           VETERANS DISABILITY CLAIMS     
          
 
Traumatic Servicemembers Group Life Insurance "TSGLI"   Claims


SOCIAL SECURITY DISABILITY




Disability is ALL we do.
 
 
A DISABLED PERSON SHOULD NOT HAVE TO HIRE A LAWYER IN ORDER TO GET THEIR SOCIAL SECURITY or VA DISABILITY!  HOWEVER: The complex regulations and rules make it difficult to do on your own.
 
 
I REPRESENT clients for, Veteran's Affairs Claims, and Other Claims to Help Disabled People.
I am also active trying to get positive public policy change and provide legal services to help those with disabilities. I am presently working on a project to get traumatic injury insurance payments for veterans who return from Iraq and Afganistan and ALL vets with serious disabilities. As always, I am pushing for more benefits for people without sufficient economic resources.
If I can answer your questions, I am happy to do so without charge-just click on Contact Us, to send me an email.  Many claims can be handled by computer, telephone, and mail, or WE CAN COME TO YOU!
  
Social Security Disability Benefits
Why do I need a lawyer?

Because Social Security is a very complex set of rules and regulations and the system is so clogged with paperwork and so backlogged, that disability determination workers cannot keep up. Administrative agency personnel are not your advocate and do not explain your legal options. A lawyer can marshall the medical information and get it in the file. These claims are based on your functional limitations not just your medical treatment- depression, stress, and even pain are becoming ever more important in determining disability. You need a lawyer who knows these legal issues and how your claim will be decided by the Judge. There is a science and an art in focusing the evidence in these cases. I work with your doctors to render reports that describe your medical condition properly. I use forms and methods of my own design to get evidence for your case. In some cases I can get an earlier onset date and more back pay.  Claimants with knowledgeable lawyers are approved at a much higher rate than those who go it alone.
 
ALERT:  If you have received a denial letter, you have only 60 days to ask for a review. Make sure you request one. Your denial letter tells you how to appeal-it's easy. About 70% of claims are denied at first-over half of the people who appeal, win their case. If you have not applied yet and think you might be unable to work in the next 12 months, go ahead and apply, do not wait. You can do this on your own or we can help you from the beginning.  You can apply here:  
 
1-800-772-1212 
Information and online application at:
http://www.ssa.gov/applyfordisability/
 
 
 What about the attorney fee?

 The fee is limited by law and generally is only 25% of the lump sum check for past due benefits or $6000, whichever is less. Please note that this amount refers only to Social Security Cases.  There is never a fee from your monthly check and never a fee unless we win. The fee is deducted before a check is cut for the claimants' back due benefits. A typical lump sum payment to the claimant for back due benefits would be about $18,000. Then the claimant gets a monthly payment, usually for the rest of their life, in addition to other benefits. 

 

A Veterans Benefits claim fee is limited to 20% of all past due benefits.

 

A Tramatic Servicemembers Group Life Insurance claim fee is limited to 25% of all past due benefits.

 

What are the "costs and expenses, I might have to pay?" 

In most all cases there are no costs and expenses the client has to pay.  An example would be if we have to pay a physician to render a report or testify- this is very rare.

 

Disclaimers: The Missouri Supreme Court Rules say I have to do this. The choice of a lawyer is an important decision and should not be based solely on advertisements.  Past results afford no guarantee of future results-every case is different and must be judged on its own merits.  Although I work on a no-recovery-no-fee basis, the client may be responsible for costs and expenses. Neither the Supreme Court of Missouri nor The Missouri Bar reviews or approves certifying organizations or specialist designations.  Also, the information on this website is not legal advice. I am providing general information about various types of claims and how I handle them.  Thanks

VETERANS DISABILITY CLAIMS
Why do I need a lawyer?

The VA system is even more complex. Recently there were almost one million backlogged claims. The VA has a duty to assist; but, it is very limited in its ability to develop claims. 

THE ATTORNEY FEE IS ONLY 20% OF PAST DUE BENEFITS.

RETAINING A VA ACCREDITED ATTORNEY WHO IS EXPERIENCED IN NAVIGATING THE SYSTEM IS THE BEST PLAN 

WHAT IS VA DISABILITY COMPENSATION?

Disability compensation is a monthly tax-free benefit paid to Veterans who are at least 10% disabled because of injuries or diseases that were incurred in or aggravated during active duty or active duty for training. A disability can apply to physical conditions, such as a chronic knee condition, as well as a mental health conditions, such as post-traumatic stress disorder (PTSD). 

YOU MAY HAVE SEVERAL CONDITIONS THAT ORIGINATED FROM YOUR TIME IN THE SERVICE. LET US PROVE IT FOR YOU!

Your total disability rating is a combination of all of your disability issues. 
 Your discharge from service must have been under other than dishonorable conditions. Compensation varies depending on the degree of your disability. (See VA’s compensation rate tables at www.vba.va.gov/bln/21/rates). If you have dependents, an additional allowance may be added if your combined disability is rated 30% or greater.  Special Monthly Compensation may be payable in addition to the basic rate of compensation when the severity of certain disabilities or combination of disabilities involves: » Loss or loss of use of specific organs, sensory functions, or extremities, OR » Disabilities that confine you to your residence, OR » Disabilities that render you permanently bedridden or in need of aid and attendance, OR » Combinations of severe disabilities that significantly affect walking, OR » Existence of multiple, independent disabilities each rated at 50% or 100%, OR » Existence of multiple disabilities which, in total, render you in need of such a degree of special skilled assistance that, without it you would be permanently confined to a skilled-care nursing home How to Apply. The best way to apply for disability compensation is by obtaining an eBenefits account at www.ebenefits.va.gov and applying online.
PRESUMPTIVE DISABILITY BENEFITS VA asumes that some disabilities are due to military service without proof of service connection.  You may be eligible to receive service-connected disability benefits if you have a qualifying disability associated with certain conditions of service, such as: » Former Prisoners of War » Vietnam Veterans exposed to Agent Orange » Gulf War Veterans with undiagnosed illnesses and medically unexplained chronic multisymptom illnesses. To qualify for disability benefits based on presumptive conditions, you must have a disability associated with one of the criteria listed above. Go to www.va.gov for more information.

NOTE: UNLIKE SOCIAL SECURITY, YOU DO NOT HAVE TO BE TOTALLY DISABLED. YOU CAN WORK AND STILL GET A VA CHECK. 


Traumatic Servicemembers Group Life Insurance (TSGLI) Claims
 
Over eight years ago, I was contacted by a National Guard member who had been seriously injured during his deployment to Iraq. He had applied for his insurance benefits and been denied. I learned that this program was not properly paying benefits to our soldiers who have received traumatic injuries.  The more I researched, the more dismayed I became over the way claims were being handled -and the fact that they were routinely denied. I successfully pursued this client's case; and now we are currently representing many more soldiers who have been denied benefits.
 
If you would like to learn more about TSGLI Benefits, please visit the government TSGLI website. CLICK THE TSGLI TAB ON THE LEFT SIDE OF THE SCREEN. There you will find various links and your most common questions will be answered.  If you have a question regarding TSGLI Benefits, have been denied Benefits, or if you would just like to see if you qualify, please contact us below or call toll-free- 1-877-966-4968.

CONTACT US WITH YOUR QUESTIONS ABOUT VETERANS DISABILITY, TSGLI or SOCIAL SECURITY DISABILITY-WE WILL RESPOND WITHOUT DELAY